Is Funeral Insurance worth IT?

I’m John Mooney for Choice Senior Life

Today we are talking about funeral insurance and is it worth the money?

If you want to protect your family from the costs of your funeral and final expenses, the funeral insurance may be what you’re looking for. But is it worth the money ?

Basic life insurance is a great choice if you want your family to stay in the house or you want your kids to go to college if you die unexpectedly.

After all it is your responsibility and obligation Right ?

But if you’re a senior and don’t have those obligations  any more, then all that’s is left to cover is the funeral, any debts that you may have, as well as any legacy you’d like to leave.


Funeral insurance is whole life insurance and it does not expire like term life insurance.  The whole life policy remains in force as long as all the premiums are paid.


It accrues a cash vale and the cash value can build up over time. But it’s not going to accrue a huge amount because the policy itself is going to be small. Between $5,000 and $20,000 dollars.


The great thing about funeral insurance is that it is affordable.

If you’re on a budget and want you’re family to have enough money  to cover your funeral and final expense needs, then it may be the right choice for you.

These policies are issued quickly and with no medical exams required. Just answer a few simple questions to determine your rate.

We can ask these questions over the phone or email you the questions for you to review in privacy. Either way we can get your covered quickly.

The final answer is that funerals are expensive. If you feel like it’s your responsibility and obligation to take care of things, your family is going to need the money.

I’m John Mooney for Choice Senior Life